Japan Consumer Credit Market Report by Credit Type (Revolving Credits, Non-Revolving Credits), Service Type (Credit Services, Software and IT Support Services), Issuer (Banks and Finance Companies, Credit Unions, and Others), Payment Method (Direct Deposit, Debit Card, and Others), and Region 2024-2032

Japan Consumer Credit Market Report by Credit Type (Revolving Credits, Non-Revolving Credits), Service Type (Credit Services, Software and IT Support Services), Issuer (Banks and Finance Companies, Credit Unions, and Others), Payment Method (Direct Deposit, Debit Card, and Others), and Region 2024-2032

Report Format: PDF+Excel | Report ID: SR112024A18976
Buy Now

Market Overview:

Japan consumer credit market size is projected to exhibit a growth rate (CAGR) of 4.23% during 2024-2032. The growing need for credit in emergency cases, increasing spending on travel and leisure activities, and advancements in digital banking and fintech providing easy access to credit represent some of the key factors driving the market.

Report Attribute
Key Statistics
Base Year
2023
Forecast Years
2024-2032
Historical Years
2018-2023
Market Growth Rate (2024-2032) 4.23%


Consumer credit refers to financial services that allow individuals to borrow funds for personal expenses, such as purchasing consumer goods, covering medical bills, or financing education. It is typically available in various forms, including credit cards, personal loans, installment plans, auto loans, and student loans. It offers a convenient means to manage finances and make essential purchases without the need for substantial upfront payments. It allows individuals to make purchases and repay the borrowed amount over time in full by the due date or make partial payments, incurring interest on the remaining balance. It provides enhanced flexibility to people by allowing them to make purchases and pay off the balance over time. It serves as a safety net during emergencies and prevents financial crises. It enables individuals to maintain transparency in income and expenditure disparities. It assists in stimulating economic growth by encouraging consumer spending. It aids in simplifying budgeting and expense tracking and is helpful in financial planning. Besides this, it is beneficial in enhancing credit history for obtaining favorable terms on future loans, such as mortgages, and may result in lower interest rates. As it makes it easier for individuals to manage their finances, the demand for consumer credit is increasing in Japan. 

Japan Consumer Credit Market Trends:

At present, the rising use of credit cards, as they offer rewards programs, cashback incentives, or travel perks to users, represents one of the major factors supporting the growth of the market in Japan. Besides this, the increasing utilization of consumer credit due to their lower interest rates in the country is strengthening the market growth. Additionally, there is a rise in the demand for credit in cases of emergencies among individuals. This, coupled with the increasing adoption of credit cards for everyday transactions, is bolstering the market growth in Japan. Apart from this, the growing demand for consumer credit on account of the rising spending on travel and leisure activities is positively influencing the market in the country. In addition, advancements in digital banking and fintech provide easy access of credit to individuals, which is contributing to the market growth. Moreover, the increasing need for consumer credit to start or expand a small business is offering lucrative growth opportunities to industry investors in the country. In line with this, the growing demand for credit cards, as they are easy to use, is offering a positive market outlook in Japan. Furthermore, the rising adoption of credit among students for educational purposes is impelling the market growth in the country.    

Japan Consumer Credit Market Segmentation:

IMARC Group provides an analysis of the key trends in each segment of the market, along with forecasts at the country level for 2024-2032. Our report has categorized the market based on credit type, service type, issuer, and payment method.

Credit Type Insights:

Japan Consumer Credit Market Report

  • Revolving Credits
  • Non-Revolving Credits
     

The report has provided a detailed breakup and analysis of the market based on the credit type. This includes revolving credits and non-revolving credits.

Service Type Insights:

  • Credit Services
  • Software and IT Support Services
     

A detailed breakup and analysis of the market based on the service type have also been provided in the report. This includes credit services and software and IT support services.

Issuer Insights:

  • Banks and Finance Companies
  • Credit Unions
  • Others
     

The report has provided a detailed breakup and analysis of the market based on the issuer. This includes banks and finance companies, credit unions, and others.

Payment Method Insights:

  • Direct Deposit
  • Debit Card
  • Others
     

A detailed breakup and analysis of the market based on the payment method have also been provided in the report. This includes direct deposit, debit card, and others.

Regional Insights:

Japan Consumer Credit Market Report

  • Kanto Region
  • Kansai/Kinki Region
  • Central/ Chubu Region
  • Kyushu-Okinawa Region
  • Tohoku Region
  • Chugoku Region
  • Hokkaido Region
  • Shikoku Region
     

The report has also provided a comprehensive analysis of all the major regional markets, which include Kanto Region, Kansai/Kinki Region, Central/ Chubu Region, Kyushu-Okinawa Region, Tohoku Region, Chugoku Region, Hokkaido Region, and Shikoku Region.

Competitive Landscape:

The market research report has also provided a comprehensive analysis of the competitive landscape. Competitive analysis such as market structure, key player positioning, top winning strategies, competitive dashboard, and company evaluation quadrant has been covered in the report. Also, detailed profiles of all major companies have been provided. Some of the key players include:

  • ACOM Co. Ltd. (Mitsubishi UFJ Financial Group Inc.)
  • AIFUL Corporation
  • Jaccs Co. Ltd.
  • Orient Corporation
     

 (Please note that this is only a partial list of the key players, and the complete list is provided in the report.)

Japan Consumer Credit Market Report Coverage:

Report Features Details
Base Year of the Analysis 2023
Historical Period 2018-2023
Forecast Period 2024-2032
Units US$ Million
Scope of the Report Exploration of Historical and Forecast Trends, Industry Catalysts and Challenges, Segment-Wise Historical and Predictive Market Assessment: 
  • Credit Type
  • Service Type
  • Issuer
  • Payment Method
  • Region 
Credit Types Covered Revolving Credits, Non-Revolving Credits
Service Types Covered Credit Services, Software and IT Support Services
Issuers Covered Banks and Finance Companies, Credit Unions, Others
Payment Methods Covered Direct Deposit, Debit Card, Others
Regions Covered Kanto Region, Kansai/Kinki Region, Central/ Chubu Region, Kyushu-Okinawa Region, Tohoku Region, Chugoku Region, Hokkaido Region, Shikoku Region
Companies Covered ACOM Co. Ltd. (Mitsubishi UFJ Financial Group Inc.), AIFUL Corporation, Jaccs Co. Ltd., Orient Corporation, etc. (Please note that this is only a partial list of the key players, and the complete list is provided in the report.)
Customization Scope 10% Free Customization
Report Price and Purchase Option Single User License: US$ 3699
Five User License: US$ 4699
Corporate License: US$ 5699
Post-Sale Analyst Support 10-12 Weeks
Delivery Format PDF and Excel through Email (We can also provide the editable version of the report in PPT/Word format on special request)

Key Questions Answered in This Report:

  • How has the Japan consumer credit market performed so far and how will it perform in the coming years?
  • What has been the impact of COVID-19 on the Japan consumer credit market?
  • What is the breakup of the Japan consumer credit market on the basis of credit type?
  • What is the breakup of the Japan consumer credit market on the basis of service type?
  • What is the breakup of the Japan consumer credit market on the basis of issuer?
  • What is the breakup of the Japan consumer credit market on the basis of payment method?
  • What are the various stages in the value chain of the Japan consumer credit market? 
  • What are the key driving factors and challenges in the Japan consumer credit?
  • What is the structure of the Japan consumer credit market and who are the key players?
  • What is the degree of competition in the Japan consumer credit market? 

Key Benefits for Stakeholders:

  • IMARC’s industry report offers a comprehensive quantitative analysis of various market segments, historical and current market trends, market forecasts, and dynamics of the Japan consumer credit market from 2018-2032.
  • The research report provides the latest information on the market drivers, challenges, and opportunities in the Japan consumer credit market.
  • Porter's five forces analysis assist stakeholders in assessing the impact of new entrants, competitive rivalry, supplier power, buyer power, and the threat of substitution. It helps stakeholders to analyze the level of competition within the Japan consumer credit industry and its attractiveness.
  • Competitive landscape allows stakeholders to understand their competitive environment and provides an insight into the current positions of key players in the market.

Need more help?

  • Speak to our experienced analysts for insights on the current market scenarios.
  • Include additional segments and countries to customize the report as per your requirement.
  • Gain an unparalleled competitive advantage in your domain by understanding how to utilize the report and positively impacting your operations and revenue.
  • For further assistance, please connect with our analysts.
Japan Consumer Credit Market Report by Credit Type (Revolving Credits, Non-Revolving Credits), Service Type (Credit Services, Software and IT Support Services), Issuer (Banks and Finance Companies, Credit Unions, and Others), Payment Method (Direct Deposit, Debit Card, and Others), and Region 2024-2032
Purchase options




Benefits of Customization

Personalize this research

Triangulate with your data

Get data as per your format and definition

Gain a deeper dive into a specific application, geography, customer, or competitor

Any level of personalization

Get in Touch With Us
UNITED STATES

Phone: +1-631-791-1145

INDIA

Phone: +91-120-433-0800

UNITED KINGDOM

Phone: +44-753-714-6104

Email: sales@imarcgroup.com

Client Testimonials

Aktive Services

IMARC made the whole process easy. Everyone I spoke with via email was polite, easy to deal with, kept their promises regarding delivery timelines and were solutions focused. From my first contact, I was grateful for the professionalism shown by the whole IMARC team. I recommend IMARC to all that need timely, affordable information and advice. My experience with IMARC was excellent and I can not fault it.

Read More
Greenfish S.A.

The IMARC team was very reactive and flexible with regard to our requests. A very good overall experience. We are happy with the work that IMARC has provided, very complete and detailed. It has contributed to our business needs and provided the market visibility that we required

Read More
Colruyt Group

We were very happy with the collaboration between IMARC and Colruyt. Not only were your prices competitive, IMARC was also pretty fast in understanding the scope and our needs for this project. Even though it was not an easy task, performing a market research during the COVID-19 pandemic, you were able to get us the necessary information we needed. The IMARC team was very easy to work with and they showed us that it would go the extra mile if we needed anything extra

Read More
KRISHAK BHARATI CO-OP LTD

Last project executed by your team was as per our expectations. We also would like to associate for more assignments this year. Kudos to your team.

Read More
Zee Media Corp. Ltd.

We would be happy to reach out to IMARC again, if we need Market Research/Consulting/Consumer Research or any associated service. Overall experience was good, and the data points were quite helpful.

Read More
Arabian Plastic Manufacturing Company Ltd.

The figures of market study were very close to our assumed figures. The presentation of the study was neat and easy to analyse. The requested details of the study were fulfilled. My overall experience with the IMARC Team was satisfactory.

Read More
Sumitomo Corporation

The overall cost of the services were within our expectations. I was happy to have good communications in a timely manner. It was a great and quick way to have the information I needed.

Read More
Hameln Rds

My questions and concerns were answered in a satisfied way. The costs of the services were within our expectations. My overall experience with the IMARC Team was very good.

Read More
Quality Consultants BV

I agree the report was timely delivered, meeting the key objectives of the engagement. We had some discussion on the contents, adjustments were made fast and accurate. The response time was minimum in each case. Very good. You have a satisfied customer.

Read More
TATA Advanced Systems Limited

We would be happy to reach out to IMARC for more market reports in the future. The response from the account sales manager was very good. I appreciate the timely follow ups and post purchase support from the team. My overall experience with IMARC was good.

Read More
Stax

IMARC was a good solution for the data points that we really needed and couldn't find elsewhere. The team was easy to work, quick to respond, and flexible to our customization requests.

Read More
DEinternational Egypt

IMARC did an outstanding job in preparing our study. They were punctual and precise, delivering all the data we required in a clear and well-organized format. Their attention to detail and ability to meet deadlines was impressive, making them a reliable partner for our project.

Read More