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*As the coronavirus disease (COVID-19) crisis takes over the world, we are continuously tracking the changes in the markets, as well as the purchase behaviours of the consumers globally and our estimates about the latest market trends and forecasts are being done after considering the impact of this pandemic.

Consumer Credit Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2020-2025

The global consumer credit market is currently experiencing healthy growth. Consumer credit refers to short- and intermediate-term personal loans that are taken by individuals to finance the purchase of commodities and services for personal consumption. A finance fee is charged for the sanction of credit or the extension of existing credit that can be presented in the form of a cash loan or by a seller in the form of sales credit. They are commonly available in the form of non-revolving loans that are repaid in a specific number of payments and revolving loans that include automobile, consumer good, home repair and personal loans.

Significant growth in the banking, financial services and insurance (BFSI) industry is one of the key factors creating a positive outlook for the market. Furthermore, high economic growth for micro-enterprises, especially in developing nations, is also providing a boost to the market growth. Banks and other financial institutions are investing in micro, small and medium enterprises (MSMEs) to minimize the credit gap with local vendors. Additionally, consumer banking professionals are adopting credit data that deals with the information related to cash flows and analytics at the portfolio level. Credit data in such instances aids in managing individual credit cases, real-time pricing and capital management of multi-asset portfolios and minimizing firm-wide risks through consistency, automation, and transparency. Moreover, the increasing use of social media platforms by consumer credit agencies for better market connectivity and penetration is contributing to the market growth. These platforms aid in expanding the consumer base, launching media campaigns, and conducting new product launches. Looking forward, IMARC Group expects the global consumer credit market to register moderate growth during 2020-2025.

Breakup by Credit Type:

  • Revolving Credits
  • Non-revolving Credits
     

Breakup by Service Type:

  • Credit Services
  • Software and IT Support Services
     

Breakup by Issuer:

  • Banks and Finance Companies
  • Credit Unions
  • Others
     

Breakup by Payment Method:

  • Direct Deposit
  • Debit Card
  • Others
     

Breakup by Region:

  • North America
    • United States
    • Canada
  • Asia Pacific
    • China
    • Japan
    • India
    • South Korea
    • Australia
    • Indonesia
    • Others
  • Europe
    • Germany
    • France
    • United Kingdom
    • Italy
    • Spain
    • Russia
    • Others
  • Latin America
    • Brazil
    • Mexico
    • Others
  • Middle East and Africa
     

Competitive Landscape:

The report has also analysed the competitive landscape of the market with some of the key players being Bank of America, Barclays, BNP Paribas, China Construction Bank, Citigroup, Deutsche Bank, HSBC, Industrial and Commercial Bank of China (ICBC), JPMorgan Chase, Mitsubishi UFJ Financial, Wells Fargo, etc.

Key Questions Answered in This Report:

  • How has the global consumer credit market performed so far and how will it perform in the coming years?
  • What are the key regional markets?
  • What has been the impact of COVID-19 on the global consumer credit market?
  • What is the breakup of the market based on the credit type?
  • What is the breakup of the market based on the service type?
  • What is the breakup of the market based on the issuer?
  • What is the breakup of the market based on the payment method?
  • What are the various stages in the value chain of the industry?
  • What are the key driving factors and challenges in the industry?
  • What is the structure of the global consumer credit market and who are the key players?
  • What is the degree of competition in the industry?

1    Preface
2    Scope and Methodology
 
    2.1    Objectives of the Study
    2.2    Stakeholders
    2.3    Data Sources
        2.3.1    Primary Sources
        2.3.2    Secondary Sources
    2.4    Market Estimation
        2.4.1    Bottom-Up Approach
        2.4.2    Top-Down Approach
    2.5    Forecasting Methodology
3    Executive Summary
4    Introduction

    4.1    Overview
    4.2    Key Industry Trends
5    Global Consumer Credit Market
    5.1    Market Overview
    5.2    Market Performance
    5.3    Impact of COVID-19
    5.4    Market Forecast
6    Market Breakup by Credit Type
    6.1    Revolving Credits
        6.1.1 Market Trends
        6.1.2 Market Forecast
    6.2    Non-revolving Credits
        6.2.1 Market Trends
        6.2.2 Market Forecast 
7    Market Breakup by Service Type
    7.1    Credit Services
        7.1.1 Market Trends
        7.1.2 Market Forecast
    7.2    Software and IT Support Services
        7.2.1 Market Trends
        7.2.2 Market Forecast 
8    Market Breakup by Issuer
    8.1    Banks and Finance Companies
        8.1.1 Market Trends
        8.1.2 Market Forecast
    8.2    Credit Unions
        8.2.1 Market Trends
        8.2.2 Market Forecast 
    8.3    Others
        8.3.1 Market Trends
        8.3.2 Market Forecast
9    Market Breakup by Payment Method
    9.1    Direct Deposit
        9.1.1 Market Trends
        9.1.2 Market Forecast
    9.2    Debit Cards
        9.2.1 Market Trends
        9.2.2 Market Forecast 
    9.3    Others
        9.3.1 Market Trends
        9.3.2 Market Forecast
10    Market Breakup by Region
    10.1    North America
        10.1.1 United States
           10.1.1.1 Market Trends
           10.1.1.2 Market Forecast
        10.1.2 Canada
           10.1.2.1 Market Trends
           10.1.2.2 Market Forecast
    10.2    Asia Pacific
        10.2.1 China
           10.2.1.1 Market Trends
           10.2.1.2 Market Forecast
        10.2.2 Japan
           10.2.2.1 Market Trends
           10.2.2.2 Market Forecast
        10.2.3 India
           10.2.3.1 Market Trends
           10.2.3.2 Market Forecast
        10.2.4 South Korea
           10.2.4.1 Market Trends
           10.2.4.2 Market Forecast
        10.2.5 Australia
           10.2.5.1 Market Trends
           10.2.5.2 Market Forecast
        10.2.6 Indonesia
           10.2.6.1 Market Trends
           10.2.6.2 Market Forecast
        10.2.7 Others
           10.2.10.1 Market Trends
           10.2.10.2 Market Forecast
    10.3    Europe
        10.3.1 Germany
           10.3.1.1 Market Trends
           10.3.1.2 Market Forecast
        10.3.2 France
           10.3.2.1 Market Trends
           10.3.2.2 Market Forecast
        10.3.3 United Kingdom
           10.3.3.1 Market Trends
           10.3.3.2 Market Forecast
        10.3.4 Italy
           10.3.4.1 Market Trends
           10.3.4.2 Market Forecast
        10.3.5 Spain
           10.3.5.1 Market Trends
           10.3.5.2 Market Forecast
        10.3.6 Russia
           10.3.6.1 Market Trends
           10.3.6.2 Market Forecast
        10.3.7 Others
           10.3.10.1 Market Trends
           10.3.10.2 Market Forecast
    10.4    Latin America
        10.4.1 Brazil
           10.4.1.1 Market Trends
           10.4.1.2 Market Forecast
        10.4.2 Mexico
           10.4.2.1 Market Trends
           10.4.2.2 Market Forecast
        10.4.3 Others
           10.4.3.1 Market Trends
           10.4.3.2 Market Forecast
    10.5    Middle East and Africa
        10.5.1 Market Trends
        10.5.2 Market Breakup by Country
        10.5.3 Market Forecast
11    SWOT Analysis
    11.1    Overview
    11.2    Strengths
    11.3    Weaknesses
    11.4    Opportunities
    11.5    Threats
12     Value Chain Analysis
13    Porters Five Forces Analysis

    13.1    Overview
    13.2    Bargaining Power of Buyers
    13.3    Bargaining Power of Suppliers
    13.4    Degree of Competition
    13.5    Threat of New Entrants
    13.6    Threat of Substitutes
14    Competitive Landscape
    14.1    Market Structure
    14.2    Key Players
    14.3    Profiles of Key Players
        14.3.1    Bank of America
           14.3.1.1 Company Overview
           14.3.1.2 Product Portfolio
           14.3.1.3 Financials
           14.3.1.4 SWOT Analysis
        14.3.2    Barclays
           14.3.2.1 Company Overview
           14.3.2.2 Product Portfolio
           14.3.2.3 Financials
           14.3.2.4 SWOT Analysis
        14.3.3    BNP Paribas
           14.3.3.1 Company Overview
           14.3.3.2 Product Portfolio
           14.3.3.3 Financials
           14.3.3.4 SWOT Analysis
        14.3.4    China Construction Bank
           14.3.4.1 Company Overview
           14.3.4.2 Product Portfolio 
           14.3.4.3 Financials
           14.3.4.4 SWOT Analysis 
        14.3.5    Citigroup
           14.3.5.1 Company Overview
           14.3.5.2 Product Portfolio
           14.3.5.3 Financials
           14.3.5.4 SWOT Analysis
        14.3.6    Deutsche Bank
           14.3.6.1 Company Overview
           14.3.6.2 Product Portfolio
           14.3.6.3 Financials
           14.3.6.4 SWOT Analysis
        14.3.7    HSBC
           14.3.7.1 Company Overview
           14.3.7.2 Product Portfolio
           14.3.7.3 Financials
           14.3.7.4 SWOT Analysis
        14.3.8    Industrial and Commercial Bank of China (ICBC)
           14.3.8.1 Company Overview
           14.3.8.2 Product Portfolio
           14.3.8.3 Financials
           14.3.8.4 SWOT Analysis
        14.3.9    JPMorgan Chase
           14.3.9.1 Company Overview
           14.3.9.2 Product Portfolio
           14.3.9.3 Financials
           14.3.9.4 SWOT Analysis
        14.3.10    Mitsubishi UFJ Financial
           14.3.10.1 Company Overview
           14.3.10.2 Product Portfolio
           14.3.10.3 Financials
           14.3.10.4 SWOT Analysis
        14.3.11    Wells Fargo
           14.3.11.1 Company Overview
           14.3.11.2 Product Portfolio
           14.3.11.3 Financials
           14.3.11.4 SWOT Analysis

List of Figures

Figure 1: Global: Consumer Credit Market: Major Drivers and Challenges
Figure 2: Global: Consumer Credit Market: Sales Value (in Billion US$), 2014-2019
Figure 3: Global: Consumer Credit Market: Breakup by Credit Type (in %), 2019
Figure 4: Global: Consumer Credit Market: Breakup by Service Type (in %), 2019
Figure 5: Global: Consumer Credit Market: Breakup by Issuer (in %), 2019
Figure 6: Global: Consumer Credit Market: Breakup by Payment Method (in %), 2019
Figure 7: Global: Consumer Credit Market: Breakup by Region (in %), 2019
Figure 8: Global: Consumer Credit Market Forecast: Sales Value (in Billion US$), 2020-2025
Figure 9: Global: Consumer Credit (Revolving Credits) Market: Sales Value (in Million US$), 2014 & 2019
Figure 10: Global: Consumer Credit (Revolving Credits) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 11: Global: Consumer Credit (Non-revolving Credits) Market: Sales Value (in Million US$), 2014 & 2019
Figure 12: Global: Consumer Credit (Non-revolving Credits) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 13: Global: Consumer Credit (Credit Services) Market: Sales Value (in Million US$), 2014 & 2019
Figure 14: Global: Consumer Credit (Credit Services) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 15: Global: Consumer Credit (Software and IT Support Services) Market: Sales Value (in Million US$), 2014 & 2019
Figure 16: Global: Consumer Credit (Software and IT Support Services) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 17: Global: Consumer Credit (Banks and Finance Companies) Market: Sales Value (in Million US$), 2014 & 2019
Figure 18: Global: Consumer Credit (Banks and Finance Companies) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 19: Global: Consumer Credit (Credit Unions) Market: Sales Value (in Million US$), 2014 & 2019
Figure 20: Global: Consumer Credit (Credit Unions) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 21: Global: Consumer Credit (Others) Market: Sales Value (in Million US$), 2014 & 2019
Figure 22: Global: Consumer Credit (Others) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 23: Global: Consumer Credit (Direct Deposit) Market: Sales Value (in Million US$), 2014 & 2019
Figure 24: Global: Consumer Credit (Direct Deposit) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 25: Global: Consumer Credit (Debit Card) Market: Sales Value (in Million US$), 2014 & 2019
Figure 26: Global: Consumer Credit (Debit Card) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 27: Global: Consumer Credit (Others) Market: Sales Value (in Million US$), 2014 & 2019
Figure 28: Global: Consumer Credit (Others) Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 29: North America: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 30: North America: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 31: United States: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 32: United States: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 33: Canada: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 34: Canada: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 35: Asia Pacific: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 36: Asia Pacific: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 37: China: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 38: China: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 39: Japan: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 40: Japan: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 41: India: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 42: India: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 43: South Korea: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 44: South Korea: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 45: Australia: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 46: Australia: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 47: Indonesia: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 48: Indonesia: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 49: Others: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 50: Others: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 51: Europe: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 52: Europe: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 53: Germany: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 54: Germany: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 55: France: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 56: France: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 57: United Kingdom: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 58: United Kingdom: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 59: Italy: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 60: Italy: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 61: Spain: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 62: Spain: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 63: Russia: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 64: Russia: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 65: Others: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 66: Others: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 67: Latin America: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 68: Latin America: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 69: Brazil: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 70: Brazil: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 71: Mexico: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 72: Mexico: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 73: Others: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 74: Others: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 75: Middle East and Africa: Consumer Credit Market: Sales Value (in Million US$), 2014 & 2019
Figure 76: Middle East and Africa: Consumer Credit Market Forecast: Sales Value (in Million US$), 2020-2025
Figure 77: Global: Consumer Credit Industry: SWOT Analysis
Figure 78: Global: Consumer Credit Industry: Value Chain Analysis
Figure 79: Global: Consumer Credit Industry: Porter’s Five Forces Analysis

List of Tables

Table 1: Global: Consumer Credit Market: Key Industry Highlights, 2019 and 2025
Table 2: Global: Consumer Credit Market Forecast: Breakup by Credit Type (in Million US$), 2020-2025
Table 3: Global: Consumer Credit Market Forecast: Breakup by Service Type (in Million US$), 2020-2025
Table 4: Global: Consumer Credit Market Forecast: Breakup by Issuer (in Million US$), 2020-2025
Table 5: Global: Consumer Credit Market Forecast: Breakup by Payment Method (in Million US$), 2020-2025
Table 6: Global: Consumer Credit Market Forecast: Breakup by Region (in Million US$), 2020-2025
Table 7: Global: Consumer Credit Market Structure
Table 8: Global: Consumer Credit Market: Key Players
 

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