Europe Fintech Market Report by Deployment Mode (On-premises, Cloud-based), Technology (Application Programming Interface, Artificial Intelligence, Blockchain, Robotic Process Automation, Data Analytics, and Others), Application (Payment and Fund Transfer, Loans, Insurance and Personal Finance, Wealth Management, and Others), End User (Banking, Insurance, Securities, and Others), and Country 2024-2032

Europe Fintech Market Report by Deployment Mode (On-premises, Cloud-based), Technology (Application Programming Interface, Artificial Intelligence, Blockchain, Robotic Process Automation, Data Analytics, and Others), Application (Payment and Fund Transfer, Loans, Insurance and Personal Finance, Wealth Management, and Others), End User (Banking, Insurance, Securities, and Others), and Country 2024-2032

Report Format: PDF+Excel | Report ID: SR112024A10527
Buy Now

Market Overview:

The Europe fintech market size is projected to exhibit a growth rate (CAGR) of 15.5% during 2024-2032. The growing integration of technology-driven innovations in the insurance industry, rising utilization of smartphones, laptops, and tablets to access the internet, and increasing adoption of digital identity verification systems to foster greater efficiency represent some of the key factors driving the market.

Report Attribute 
Key Statistics
Base Year
2023
Forecast Years
2024-2032
Historical Years
2018-2023
Market Growth Rate 2024-2032 15.5%


Fintech refers to the fusion of finance and technology, where innovative solutions and technologies are used to enhance financial services, transactions, and processes. It relies on artificial intelligence (AI), blockchain, data analytics, and mobile technology to streamline operations, reduce costs, and create more accessible and user-friendly financial services. It employs encryption, biometric authentication, and secure protocols to safeguard user data. It integrates a wide range of technological innovations that aim to improve and automate various financial activities and services. It plays a crucial role in digital payment solutions, including mobile wallets, peer-to-peer payment apps, and contactless payment methods. It connects borrowers with lenders directly, often with quicker approval processes and more flexible terms. It also provides automated investment advice and portfolio management, democratizing access to investment opportunities. It facilitates the sharing of financial data securely between different financial institutions, allowing users to have a more comprehensive view of their finances and enabling third-party developers to create new services. Fintech places a strong emphasis on user-centric design, aiming to provide intuitive and seamless experiences across various devices and platforms. Furthermore, as it makes financial services more accessible, allowing individuals to manage their finances anytime, anywhere, using digital devices, the demand for fintech is increasing in Europe.

Europe Fintech Market Trends:

At present, the increasing popularity of cryptocurrencies and blockchain platforms providing novel ways of managing assets and transactions represents one of the major factors influencing the market positively in Europe. Moreover, the rising utilization of smartphones, laptops, and tablets to access the internet and make cashless transactions is strengthening the growth of the market. Apart from this, the growing integration of technology-driven innovations in the insurance industry, such as digital underwriting, claims processing, and personalized policy schemes, is offering a positive market outlook in Europe. Additionally, the rising emergence of decentralized finance (DeFi) leveraging blockchain technology is offering lucrative growth opportunities to industry investors in the region. In line with this, the increasing adoption of digital identity verification systems to foster greater efficiency and transparency in cross-border transactions and financial operations is impelling the market growth. Besides this, the rising evolution of digital payments and the proliferation of mobile wallets due to the increasing demand for convenient, secure, and contactless transaction options is propelling the growth of the market in Europe. In addition, the increasing advent of open banking frameworks is bolstering the growth of the market. Furthermore, the rising focus on bringing financial inclusion by providing access to credit, insurance, and savings opportunities to everyone is contributing to the growth of the market in Europe.

Europe Fintech Market Segmentation:

IMARC Group provides an analysis of the key trends in each segment of the Europe fintech market report, along with forecasts at the regional and country levels for 2024-2032. Our report has categorized the market based on deployment mode, technology, application, and end user.

Deployment Mode Insights:

  • On-premises
  • Cloud-based
     

The report has provided a detailed breakup and analysis of the market based on the deployment mode. This includes on-premises and cloud-based.

Technology Insights:

  • Application Programming Interface
  • Artificial Intelligence
  • Blockchain
  • Robotic Process Automation
  • Data Analytics
  • Others
     

A detailed breakup and analysis of the market based on the technology has also been provided in the report. This includes application programming interface, artificial intelligence, blockchain, robotic process automation, data analytics, and others.

Application Insights:

  • Payment and Fund Transfer
  • Loans
  • Insurance and Personal Finance
  • Wealth Management
  • Others
     

A detailed breakup and analysis of the market based on the application has also been provided in the report. This includes payment and fund transfer, loans, insurance and personal finance, wealth management, and others.

End User Insights:

  • Banking
  • Insurance
  • Securities
  • Others
     

A detailed breakup and analysis of the market based on the end user has also been provided in the report. This includes banking, insurance, securities, and others.

Country Insights:

  • Germany
  • France
  • United Kingdom
  • Italy
  • Spain
  • Others
     

The report has also provided a comprehensive analysis of all the major regional markets, which include Germany, France, the United Kingdom, Italy, Spain, and others.

Competitive Landscape:

The report has also provided a comprehensive analysis of the competitive landscape in the market. Competitive analysis such as market structure, key player positioning, top winning strategies, competitive dashboard, and company evaluation quadrant has been covered in the report. Also, detailed profiles of all major companies have been provided.

Europe Fintech Market Report Coverage:

Report Features Details
Base Year of the Analysis 2023
Historical Period 2018-2023
Forecast Period 2024-2032
Units US$ Billion
Scope of the Report Exploration of Historical and Forecast Trends, Industry Catalysts and Challenges, Segment-Wise Historical and Predictive Market Assessment: 
  • Deployment Mode
  • Technology
  • Application
  • End User
  • Country
Deployment Modes Covered On-premises, Cloud-based
Technologies Covered Application Programming Interface, Artificial Intelligence, Blockchain, Robotic Process Automation, Data Analytics, Others
Applications Covered Payment and Fund Transfer, Loans, Insurance and Personal Finance, Wealth Management, Others
End Users Covered Banking, Insurance, Securities, Others
Countries Covered Germany, France, the United Kingdom, Italy, Spain, Others
Customization Scope 10% Free Customization
Report Price and Purchase Option Single User License: US$ 3699
Five User License: US$ 4699
Corporate License: US$ 5699
Post-Sale Analyst Support 10-12 Weeks
Delivery Format PDF and Excel through Email (We can also provide the editable version of the report in PPT/Word format on special request)

Key Questions Answered in This Report:

  • How has the Europe fintech market performed so far and how will it perform in the coming years?
  • What has been the impact of COVID-19 on the Europe fintech market?
  • What is the breakup of the Europe fintech market on the basis of deployment mode?
  • What is the breakup of the Europe fintech market on the basis of technology?
  • What is the breakup of the Europe fintech market on the basis of application?
  • What is the breakup of the Europe fintech market on the basis of end user?
  • What are the various stages in the value chain of the Europe fintech market?
  • What are the key driving factors and challenges in the Europe fintech market?
  • What is the structure of the Europe fintech market and who are the key players?
  • What is the degree of competition in the Europe fintech market?

Key Benefits for Stakeholders:

  • IMARC’s report offers a comprehensive quantitative analysis of various market segments, historical and current market trends, market forecasts, and dynamics of the Europe fintech market from 2018-2032.
  • The research study provides the latest information on the market drivers, challenges, and opportunities in the Europe fintech market.
  • Porter's five forces analysis assist stakeholders in assessing the impact of new entrants, competitive rivalry, supplier power, buyer power, and the threat of substitution. It helps stakeholders to analyze the level of competition within the Europe fintech industry and its attractiveness.
  • Competitive landscape allows stakeholders to understand their competitive environment and provides an insight into the current positions of key players in the market.

Need more help?

  • Speak to our experienced analysts for insights on the current market scenarios.
  • Include additional segments and countries to customize the report as per your requirement.
  • Gain an unparalleled competitive advantage in your domain by understanding how to utilize the report and positively impacting your operations and revenue.
  • For further assistance, please connect with our analysts.
Europe Fintech Market Report by Deployment Mode (On-premises, Cloud-based), Technology (Application Programming Interface, Artificial Intelligence, Blockchain, Robotic Process Automation, Data Analytics, and Others), Application (Payment and Fund Transfer, Loans, Insurance and Personal Finance, Wealth Management, and Others), End User (Banking, Insurance, Securities, and Others), and Country 2024-2032
Purchase options




Benefits of Customization

Personalize this research

Triangulate with your data

Get data as per your format and definition

Gain a deeper dive into a specific application, geography, customer, or competitor

Any level of personalization

Get in Touch With Us
UNITED STATES

Phone: +1-631-791-1145

INDIA

Phone: +91-120-433-0800

UNITED KINGDOM

Phone: +44-753-713-2163

Email: sales@imarcgroup.com

Client Testimonials

Aktive Services

IMARC made the whole process easy. Everyone I spoke with via email was polite, easy to deal with, kept their promises regarding delivery timelines and were solutions focused. From my first contact, I was grateful for the professionalism shown by the whole IMARC team. I recommend IMARC to all that need timely, affordable information and advice. My experience with IMARC was excellent and I can not fault it.

Read More
Greenfish S.A.

The IMARC team was very reactive and flexible with regard to our requests. A very good overall experience. We are happy with the work that IMARC has provided, very complete and detailed. It has contributed to our business needs and provided the market visibility that we required

Read More
Colruyt Group

We were very happy with the collaboration between IMARC and Colruyt. Not only were your prices competitive, IMARC was also pretty fast in understanding the scope and our needs for this project. Even though it was not an easy task, performing a market research during the COVID-19 pandemic, you were able to get us the necessary information we needed. The IMARC team was very easy to work with and they showed us that it would go the extra mile if we needed anything extra

Read More
KRISHAK BHARTI CO-OP LTD

Last project executed by your team was as per our expectations. We also would like to associate for more assignments this year. Kudos to your team.

Read More
Zee Media Corp. Ltd.

We would be happy to reach out to IMARC again, if we need Market Research/Consulting/Consumer Research or any associated service. Overall experience was good, and the data points were quite helpful.

Read More
Arabian Plastic Manufacturing Company Ltd.

The figures of market study were very close to our assumed figures. The presentation of the study was neat and easy to analyse. The requested details of the study were fulfilled. My overall experience with the IMARC Team was satisfactory.

Read More
Sumitomo Corporation

The overall cost of the services were within our expectations. I was happy to have good communications in a timely manner. It was a great and quick way to have the information I needed.

Read More
Hameln Rds

My questions and concerns were answered in a satisfied way. The costs of the services were within our expectations. My overall experience with the IMARC Team was very good.

Read More
Quality Consultants BV

I agree the report was timely delivered, meeting the key objectives of the engagement. We had some discussion on the contents, adjustments were made fast and accurate. The response time was minimum in each case. Very good. You have a satisfied customer.

Read More
TATA Advanced Systems Limited

We would be happy to reach out to IMARC for more market reports in the future. The response from the account sales manager was very good. I appreciate the timely follow ups and post purchase support from the team. My overall experience with IMARC was good.

Read More
Stax

IMARC was a good solution for the data points that we really needed and couldn't find elsewhere. The team was easy to work, quick to respond, and flexible to our customization requests.

Read More